API Reference›Servicing Plane›Compliance decisions›Evaluate an action

Evaluate an action

POSThttps://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluationsRoadmapBearer token ·EVALUATE_COMPLIANCE

Evaluates a proposed action against current facts and effective policies without executing it.

Roadmap contract. This operation is published product direction and is not registered by the current servicing runtime. Check API availability before building an integration.

Request

curl -X POST https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: $IDEMPOTENCY_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}'

await fetch(`https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations`, {
  method: "POST",
  headers: { Authorization: `Bearer ${token}`, "Idempotency-Key": idempotencyKey, "Content-Type": "application/json" },
  body: JSON.stringify({
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}),
});

requests.post(
  f"https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations",
  headers={"Authorization": f"Bearer {token}", "Idempotency-Key": idempotency_key},
  json={
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
},
)

{
  "decisionId": "dec_CONTACT_81",
  "outcome": "allowed",
  "expiresAt": "2027-05-01T10: 16: 58-07: 00",
  "rules": [
    {
      "ruleId": "contact-time-CA-v4",
      "outcome": "pass"
    }
  ],
  "factsFreshness": "fresh"
}

{
  "type": "https://docs.lendeasy.ai/errors/unauthorized",
  "title": "Unauthorized",
  "status": 401,
  "code": "unauthorized",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/forbidden",
  "title": "Forbidden",
  "status": 403,
  "code": "forbidden",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/version_conflict",
  "title": "Version Conflict",
  "status": 409,
  "code": "version_conflict",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/validation_error",
  "title": "Validation Error",
  "status": 422,
  "code": "validation_error",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/rate_limited",
  "title": "Rate Limited",
  "status": 429,
  "code": "rate_limited",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

Path & query parameters

Field	Type	Description
Idempotency-Key required in header	string	Stable key for this one logical mutation. Reuse it for retries; reusing it with a different request returns 409.

Body parameters

Field	Type	Description
action required	string
subject required	object
customerId	string	Stable opaque customer identifier.
loanIds	array<string>
parameters required	object	Strict action-type-specific parameters.
channel	string
purpose	string
contactPointId	string
asOf required	string	Time at which the source says the fact was true.

Request

curl -X POST https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: $IDEMPOTENCY_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}'

await fetch(`https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations`, {
  method: "POST",
  headers: { Authorization: `Bearer ${token}`, "Idempotency-Key": idempotencyKey, "Content-Type": "application/json" },
  body: JSON.stringify({
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}),
});

requests.post(
  f"https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations",
  headers={"Authorization": f"Bearer {token}", "Idempotency-Key": idempotency_key},
  json={
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
},
)

{
  "decisionId": "dec_CONTACT_81",
  "outcome": "allowed",
  "expiresAt": "2027-05-01T10: 16: 58-07: 00",
  "rules": [
    {
      "ruleId": "contact-time-CA-v4",
      "outcome": "pass"
    }
  ],
  "factsFreshness": "fresh"
}

{
  "type": "https://docs.lendeasy.ai/errors/unauthorized",
  "title": "Unauthorized",
  "status": 401,
  "code": "unauthorized",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/forbidden",
  "title": "Forbidden",
  "status": 403,
  "code": "forbidden",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/version_conflict",
  "title": "Version Conflict",
  "status": 409,
  "code": "version_conflict",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/validation_error",
  "title": "Validation Error",
  "status": 422,
  "code": "validation_error",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/rate_limited",
  "title": "Rate Limited",
  "status": 429,
  "code": "rate_limited",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}