API Reference›Servicing Plane›Compliance decisions›Evaluate an action

Evaluate an action

POSThttps://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations Bearer token · EVALUATE_COMPLIANCE

Evaluates a proposed action against current facts and effective policies without executing it.

Request

curl -X POST https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: $IDEMPOTENCY_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}'

await fetch(`https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations`, {
  method: "POST",
  headers: { Authorization: `Bearer ${token}`, "Idempotency-Key": idempotencyKey, "Content-Type": "application/json" },
  body: JSON.stringify({
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}),
});

requests.post(
  f"https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations",
  headers={"Authorization": f"Bearer {token}", "Idempotency-Key": idempotency_key},
  json={
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
},
)

{
  "decisionId": "dec_CONTACT_81",
  "outcome": "allowed",
  "expiresAt": "2027-05-01T10: 16: 58-07: 00",
  "rules": [
    {
      "ruleId": "contact-time-CA-v4",
      "outcome": "pass"
    }
  ],
  "factsFreshness": "fresh"
}

{
  "type": "https://docs.lendeasy.ai/errors/unauthorized",
  "title": "Unauthorized",
  "status": 401,
  "code": "unauthorized",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/forbidden",
  "title": "Forbidden",
  "status": 403,
  "code": "forbidden",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/version_conflict",
  "title": "Version Conflict",
  "status": 409,
  "code": "version_conflict",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/validation_error",
  "title": "Validation Error",
  "status": 422,
  "code": "validation_error",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/rate_limited",
  "title": "Rate Limited",
  "status": 429,
  "code": "rate_limited",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

Path & query parameters

Field	Type	Description
Idempotency-Key required in header	string	Stable key for this one logical mutation. Reuse it for retries; reusing it with a different request returns 409.

Body parameters

Field	Type	Description
action required	string
subject required	object
customerId	string	Stable opaque customer identifier.
loanIds	array<string>
parameters required	object	Strict action-type-specific parameters.
channel	string
purpose	string
contactPointId	string
asOf required	string	Time at which the source says the fact was true.

Request

curl -X POST https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations \
  -H "Authorization: Bearer $TOKEN" \
  -H "Idempotency-Key: $IDEMPOTENCY_KEY" \
  -H "Content-Type: application/json" \
  -d '{
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}'

await fetch(`https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations`, {
  method: "POST",
  headers: { Authorization: `Bearer ${token}`, "Idempotency-Key": idempotencyKey, "Content-Type": "application/json" },
  body: JSON.stringify({
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
}),
});

requests.post(
  f"https://sandbox.api.lendeasy.ai/v1/servicing/compliance/evaluations",
  headers={"Authorization": f"Bearer {token}", "Idempotency-Key": idempotency_key},
  json={
  "action": "send_interaction",
  "subject": {
    "customerId": "cus_72P0MAYA",
    "loanIds": [
      "loan_harbor_7X2K"
    ]
  },
  "parameters": {
    "channel": "voice",
    "purpose": "collections",
    "contactPointId": "cp_MAYA_MOBILE_1"
  },
  "asOf": "2027-05-01T10: 11: 58-07: 00"
},
)

{
  "decisionId": "dec_CONTACT_81",
  "outcome": "allowed",
  "expiresAt": "2027-05-01T10: 16: 58-07: 00",
  "rules": [
    {
      "ruleId": "contact-time-CA-v4",
      "outcome": "pass"
    }
  ],
  "factsFreshness": "fresh"
}

{
  "type": "https://docs.lendeasy.ai/errors/unauthorized",
  "title": "Unauthorized",
  "status": 401,
  "code": "unauthorized",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/forbidden",
  "title": "Forbidden",
  "status": 403,
  "code": "forbidden",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/version_conflict",
  "title": "Version Conflict",
  "status": 409,
  "code": "version_conflict",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/validation_error",
  "title": "Validation Error",
  "status": 422,
  "code": "validation_error",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}

{
  "type": "https://docs.lendeasy.ai/errors/rate_limited",
  "title": "Rate Limited",
  "status": 429,
  "code": "rate_limited",
  "detail": "The request could not be applied.",
  "requestId": "req_01J2R8M6YQ3C7K2N"
}